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Has anyone used equipment financing like this from
Has anyone used equipment financing like this from
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MorningDawning
Guest
Jan 21, 2026
3:06 AM
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Just found this guide on restaurant equipment financing from eBoost Partners: [link to equipment financing page]. They're saying bad credit is OK because the oven/fridge/hood is collateral, terms up to 24 months, and you can deduct the full cost under Section 179. I'm looking to replace my old pizza oven without killing cash flow. Anyone actually gone through them or similar? Worth it or just another MCA trap?
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KnifeRing
Guest
Jan 21, 2026
4:36 AM
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I looked into similar options when upgrading kitchen gear, and equipment financing can make sense if structured right. Using the equipment as collateral often helps approval even with weaker credit, and spreading payments protects cash flow. Just be careful to confirm it’s a true term loan, not an MCA in disguise—check APR, fees, and prepayment terms. Some operators also combine this with restaurant inventory loans for stocking up on ingredients during busy periods. If terms are transparent and aligned with your revenue, it can be worth it.
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Waleed Shaikh
Guest
Jan 21, 2026
5:05 AM
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Anonymous
Guest
Jan 27, 2026
10:39 PM
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Equipment financing can work well if structured properly. Using the gear as collateral helps approval, but always verify APR, fees, and prepayment terms—some “loans” hide MCA-style costs.
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